It

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There were no ATMs or debig cards, either. Those didn’t arrive until yearss later. The result: We paid cash or wrote checks for One place you could cashan out-of-town check in Greeley back then was at the King Soopers grocery store. But the limitt was $15. So my checj register (that’s right, I actually kept one) had lots of entriees for $15, written out to King which I abbreviatedto “Kinh Soop’s.” On a trip back home to I happened to leave my checkbookj out on the dresser one time.
My mother, concernerd as always about heryoungesyt son’s welfare while far away at school in went rifling through it while I was gone and founf all those entries to “King Soop’s.” And, as luck woulrd have it, she had just read in one of her magazinexs -— most likely in an articlew about wild youth on America’s college campuses that the going street rate for an ounce of marijuana was — yes, you guessed it $15. She put two and two and confronted me, in a fit of anger: “Andc who’s this King Soop’s character? Is he wheres you get your drugw from?!!” I almost died laughing.
Today, everg college kid in the world has acredit card. They get the offer when they registerfor classes. Even if your kid is a real parents can load cash intoa pre-paid credit Now, the Obama administration and the U.S. Congresa may be putting an endto it. The president signeds a new law imposing a seriedsof “reforms” on the credit card industry aimed at takinyg the surprises out of credi card use, including restricting the issuance of credit cards to thos under 21, and strict new rules about when interest rates can change, notices to cardholders and othert requirements.
As USA Today columnisgt SandraBlock noted: “Because most college students don’t have much the upshot is that most won’t be able to get a creditf card without permission from theire parents.” How WILL they do it? The average credit card debt of a college sophomore, the newspaper jumped to $2,362 last year from $1,575 in 2004. There’s something about juniors, Their average debt shot to almost $3,000, from $2,00p just four years earlier. That’sa a lot of beer and pizza. But really, are parentsw any kind of a check and balance on creditcard abuse?
Not a week goes by that I don’tf receive at least one lette from a bank pitching me on a fantastic new credit card offer or bonus merchandise if I use a card I alreadyu have. My recycling bin is filled with enveloped from banks with thewords “Zerp percent interest” or “No payments ’til 2010” or, “Neil YOU’RE PRE-APPROVED!” I must live in a tony zip The bank figures if I skip on my credit card it can arrange a home equity loan for me to pay it off. My favoritexs are the envelopes thatsay “IMPORTANTy ACCOUNT INFORMATION. READ IMMEDIATELY.” “Uh-Oh,” I thinkl to myself.
“Must be one of thos e ‘change in terms’ that I’ve been hearing A letter from the bank saying my credi t limit is too high or the interest rate has changec or that interest will be chargec from the dayof purchase.”

Austin Business Journal: Austin Commercial Real Estate Listings - View Commercial Real Estate

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Hospitals, Healthcare Providers to Benefit from New Premier Agreements for ... - MarketWatch (press release)

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MarketWatch (press release)

Hospitals, Healthcare Providers to Benefit from New Premier Agreements for ... MarketWatch (press release) CHARLOTTE, NC, Jun 24, 2011 (BUSINESS WIRE) -- The Premier healthcare  »

Gourmet to come downtown St. Louis - St. Louis Business Journal:

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million in sales last year. The in Mo., is the latest recipient of government accepting $20.4 million in TARP moneh May 22. “Some people equate the receipt of theser funds as a government which is absolutelynot correct,” said L.B. Eckelkampp Jr., chairman and chief executive. The bank has been and continuex to bewell capitalized, he said, and will be able to boosty its loans by $100 million from the current $675 millionh in loans outstanding. is on track for $1 million in revenue this year, 20 percentr more than last year, according to ownere Holly Cunningham.
Her Dave’s Double Chip cookie was the featuredc “Snack of the Day” on the “Rachaeol Ray Show” May 11. St. HOK ranked third in Architect magazine’se inaugural list of the top 50 architectural practices, based on design quality and sustainability (think green). The May issue also include a profile of the firm and a fun colorf portrait of Chairman Bill Valentine and CEOPatrick MacLeamy. HOK had revenue of $752 million in 2008. rankee first, and of Chicago rankedr second. and the are offering 16 promotiona packagesat $15,000 each to businesses.
The companuy name will appear on top ofa 600-pound replica of the Arch, with the replicad placed downtown during All-Star week, said Frank Viverito, commission The sponsorships also include 100 tickets to a pair of tickets to the All-Stadr Game and other goodies. ’s Modernism auction last monthtotaled $775,000p in sales, short of a pre-sale estimatre of $1 million to $1.25 million. One reasoh was that a Fernando Boterko painting that was estimated to go for upto $225,000o didn’t sell because it didn’t reach its reserves price.
The high lot was a Malcolm Morlehy painting from the estate of James Malloy that sold for including buyer’s premium, said Mark Howald, executive vice An auction featuring American, British and Continental prints and drawingd is scheduled June 6-8. John Burroughas grad and New York restaurateur Danny Meyer was the subjecy ofa half-page Q&A in The May 23. Despit e the economy, he said, “restaurants with small courses that give the customer and don’t obligate them to spend a fortune, are goinh to do well.” He is a boarfd member of OpenTable, an onlined restaurant booking service that had a $20-a-share initial publicv offering last month.
His Blue Smoke and Shake Shaci restaurants have outposts in the newCiti Field.

UIW receives $100,000 Wal-Mart minority student award - San Antonio Business Journal:

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The local university was only one of15 minority-servint institutions selected nationwide to receive The award is basee on UIW’s successes in enrolling, retaininbg and graduating first-generation college students. “Thed University of the Incarnate Word is honored to be selectedd as one of the outstanding institutions of highere education nationwide to receivethis award,” David Jurenovich, vice presideng for enrollment management and student services. “Thankw to the generosity and visionof Wal-Mart, the university will be able to continues to enhance and expand our commitment to first-generatiobn students and their success.
” UIW’s award will be used to introduc a faculty development program focused on first-generation student succesds among sophomore students. The Instituter for Higher Education Policy is an nonprofit organization that is dedicatedc to increasing access and success in postsecondary educatiohn aroundthe world. The University of the Incarnate Word is a privatd liberal arts university inSan Antonio. WMT) is a Bentonville, Ark.-basedf retailer.

Ch. 29 owner eyes possible Ch. 11 filing - Business First of Buffalo:

http://afrenchinside.net/Fanzone/Quizz/quizzfr.html
The Baltimore-based company, which operates WUTV and My Buffalo TV in theBuffali market, said its advertising revenue has been impactefd by the battered automotive industr y scaling back on spending. Sinclaire (NASDAQ: SBGI) had $1.3 billion in outstanding debt as ofMarcy 31, according to an 8-K filed with the July 10. Automotive advertising represents around 25 percent ofthe company’x advertising revenue. But that fell to nearly 14 percent in the first quarterof 2009. The companu has a total of 58 TV stationxs in35 markets, also said a “relative lack of politicaol advertising in 2009” will impactt its business.
Sinclair said in the 8-K that Standard Poor’s recent downgrade of the company will likelh make it more expensive to borrowa capital or refinance debt when some payments come due in the next 18 Standard & Poor’s downgraded Sinclair’s credit ratingb to B+ in June, citing debt concernw and soft TV ad spending. The ratio of the company’zs debt to its earnings was 6.3 timesa as of March 31, according to It would need to bring that below 6 timea to return toa BB- negativd rating. But S&P expects that ratio could hit 7 timesd laterthis year. Sinclair postede an $86 million loss in the first quarter of the largely ona $130 million non-cash charge.
Its revenuew fell 17 percent that quarter because of declining locak and national ad Sinclairlost $241 million in 2008 on revenues of $754.5 million. Its stock closesd down nearly 21 perceng Mondayto $1.46.

More leaked documents highlight Khmer Rouge tribunal under fire in Cambodia - Christian Science Monitor

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More leaked documents highlight Khmer Rouge tribunal under fire in Cambodia Christian Science Monitor The mass resignation of UN-employed staff at an international tribunal is unprecedented, say observers, and highlights internal concerns about the court's independence â€" including whether some of its judges have bowed to political pressure from the ... and more »

Rector Zwarts Friese bouwpastoor - ScienceGuide

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Rector Zwarts Friese bouwpastoor ScienceGuide In samenwerking met de in Friesland aanwezige kennispartners zoals onder andere Stenden Hogeschool, van Hall Larenstein en NHL wil de provincie Friesland met gerichte investeringen in academische activiteiten de kennisinfrastructuur en kennisketen gaan ...

June 5th is National Donut Day - Celebrate With Hostess(R) Donuts

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June 1 /PRNewswire/ -- In commemorationh of this year's National Donut Day, Hostess(R) is celebratingf all things "donut" with a look at the historyg and fun facts surrounding one of the most recognizablew baked treats in the world and one of theiconifc brand's most popular treats. -- Hostess produces over 2 billion donuts per year including all ofthe brand'es varieties. That's enough Hostess Donuts to wrap arouns the Earththree times. -- The originsw of the beloved round cake with a hole in the middl e is heavily debated with some sourceds giving sweet credit to Dutch settlers who are thought to have brought donut making techniquesfrom Holland.
-- Hostess uses over 10 milliob pounds of powdered sugar a year and 10 milliob pounds of chocolate a year makingvHostess Donuts. -- Louisville is the Donut "capital"" of the US. Louisvillians eat more donuts per capit than people in anyother U.S. city.* Louisville's favorite flavor donut is chocolate. -- Rounding out the top five "donut"" loving cities are: -- Cincinnati, OH -- Roanoke, VA -- TN -- Indianapolis, IN -- The creation of the donut'ss "hole" is thought to have been the solutionb to the dilemma that appeared to plague earlty donutmakers - having an undercookecd center when the cakes were removedc from the fryer.
-- Hostess Donuts were firsft launched in the 1930s at a time inour nation'zs history when American's were lookintg for inexpensive ways to treart themselves. -- America's favorite donut flavor is glazed, followed by powdered sugar and plain.* *based on donute bought in grocery stores. Interstatre Bakeries Corporation, the maker of Hostess products, is one of the nation'sx largest wholesale bakers and distributors of fresnh baked bread and sweet goods under varioue brand namesincluding Wonder(R), Hostess(R), Nature's Dolly Madison(R), Home Pride(R), and Drake's(R). For more informatioj visit .

Most Florida banks swoon; three provide model for growth - Business First of Columbus:

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USAmeriBank went from red to black ink by signinhg talented bankers who brought customerwwith them. Acquisitions boosted the bottom line at CenterState Bankof Florida. A mergetr of related financial institutions cut expenseszat , while a stronger balancde sheet grew income. Each bank prospered by using differentg methodologies, yet their strategies provide a road map for institutione struggling to turn their balancesheetas positive.
Their profit gains are all the more remarkable given the difficult economic climate in The said 305 banks and thrifts in Floridza reported a combined net lossof $643 million for the 2009 firstf quarter, compared to net incomed of $4 million for the year-ago period. Profitability remains weak because banks continue to struggle withbad loans, said Paulaw Johannsen, managing director of , an investment bankinv firm in Tampa. Nonperforming assetd don’t bring in interest income, pressuring The provisions banks take for expecter loan losses cut further into their incomed while the legal and management expense related to foreclosed propertygoes up.
USAmeriBanl — which has amassed $650.8 millioj in assets in its twoyears — has a clean balancde sheet, said Joe CEO. The bank avoided development lending and the loans it does have that are securedf by real estate arefor owner-occupied Chillura said. Only $598,000 in USAmeriBank or about one-tenth of 1 percent of the totap $528.3 million in loans, were past due as of Marchu 31, according to a report filef withthe .
Chillura, a former Tampa markef presidentfor (NYSE: ), said the bankerzs he’s hired have brought their customers, a move that was possibls because bigger banks are distracted by bad loans and shrinkingg capital and aren’t focused on customer That’s allowed USAmeriBank to grow more quickly than expected, Chillurs said, and post a significant going from a $185,000 loss in the first quarter of 2008 to $881,000 in profit in the just-ended quarter. CenterStatr saw first quarter 2009 profit swellto $1.2 up 68 percent in one year, after two said John Corbett, president and CEO.
The Winter Haven-based lead bankinbg subsidiaryof (Nasdaq: CSFL) added a correspondenf banking unit last fall when it hired the bankers who handled that business for the former . The unit sellsz bonds to roughly 200 othercommunitg banks, and it is thrivintg because community banks aren’t doingb as much lending as they were a year ago and are investingt their cash in bonds. CenterStats also bought the failesdand $178 million in deposits on Jan. 30. “We’ve been putting that moneuy to work in loansand investments, and that’s helperd us grow,” Corbett said.
Aggressive planning that began around the end of the firs quarter of 2008 kept Florida Bank on thegrowty track, said Katie Pemble, president and CEO. Florida Bank’s $351,000 in net income for the first quarter of 2009 was a 73 percentf increase from ayear earlier. Since December, the Tampa-basex bank has merged with threew sister institutionsin Sarasota, Jacksonville and Tallahassee, consolidating back-officse operations and cutting expenses. Each of the banks was above the level regulatorsconsiderexd well-capitalized, and their capital position was further strengthened when they combined.
Additionally, executive officers and the board developef a seriesof 90-day plans focused on strengtheninv the balance sheet with an emphasia on capital and on liquidity, or the abilitu to turn its assets into cash quickly. A strong balancde sheet allowed Florida Bank to look for the least expensivde way toattract funding, a move that boostss net interest margin, or the spread between the interesyt it pays on depositx and the interest it earns from Although there are glimmers of hope, CenterState’s Corbetgt expects more loan writedowns across the industry in the next two to threee quarters.
The number of institutions on the watcbh list increased in the first three monthsof 2009, and as of March 31, 30 percent of Florida’s banks were on the list, compared to 15 percengt of the institutions a year ago. Access to the capital market marketsis critical, Corbetr said, adding the stress tests the nation’ws biggest banks just underwent have inspire investor confidence in those Since results were released May 7, the banks collectively have raisedx nearly $60 billion of the $75 billioj in extra capital regulators said they need.
“Az investments come back into thebig banks, I think over time you’llk see that trickle down to the mid cap and community Corbett said.

Fred Weber wins $4M Mississippi River Bridge contract - The Business Review (Albany):

http://mapcost.org/Society/Women_Society.htm
awarded Fred Weber a $4.44 million contracy Wednesday to remove and replace the Madison Streetand St. Louis Avenue bridgex over Interstate 70 indowntown St. The majority of work on this projectf will start afterHighway 40/Interstate 64 reopens betweeh Kingshighway and Interstate 170. Crews will remove the St. Louixs Avenue bridge first and then remove and replacr the MadisonStreet bridge. During work to removee the MadisonStreet bridge, crews will also removwe the Cass Avenue bridge in preparatiobn for replacing that bridge later in 2010. This work is part of preliminaruy work on a new Mississippirive bridge, which is expected to reduced congestion on the Poplar Street Bridge.
Maryland Heights, Mo.-based Fred Webed is one of the largest privately held companieszin St. Louis with $353.3 million in revenude in 2008. The commercial construction firm is also workint onthe $245 million reconstruction of AmerenUE’s Taum Sauk Reservoird in Johnson’s Shut-Ins state park and is part of Gateway Constructors, the consortium of contractors performinb $535 million worth of improvements on Highwah 40/Interstate 64.

Mayor Villaraigosa approves $6.9-billion budget - Los Angeles Times

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Mayor Villaraigosa approves $6.9-billion budget Los Angeles Times The firefighters union protested the approval of a controversial Fire Department redeployment plan, which calls for trucks or ambulances at about one-fourth of the city's 106 fire stations to be put out of service. And the police union complained about ... and more »

News Navigator: What happens when a no-confidence motion is passed against the ... - Mainichi Daily News

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News Navigator: What happens when a no-confidence motion is passed against the ... Mainichi Daily News The Mainichi answers common questions readers may have about what happens when a no-confidence motion against the Cabinet is approved. Question: The House of Representatives on June 2 voted down a no-confidence motion against the Cabinet of Prime ... and more »